Pet insurance has become more widely available in the USA and in other countries in recent years. Many pet owners are taking advantage of this availability. I must confess that my husband and I as pet owners have not considered pet insurance as we have been fortunate that our pets have not endured any unexpected illnesses or surgeries. However if our pets had encountered major illnesses and surgeries, we very likely would have obtained pet insurance.
I remember reading about a family that had a pet rat. They got the rat for about four or five dollars but the rat had surgeries that cost about four thousand dollars. The family acknowledged the irony of spending the amount of money on surgeries for the rat for which they had paid so little however they stressed that the rat was a part of their family so their spending on its surgeries was justified. Would pet insurance have helped this family save on its surgery costs? Are some animals more worthy of being covered under pet insurance than others?
Nevertheless, here are three reasons to consider insurance for your pet:
- To help pay for costly medical care
- To improve the health of your pet where pet insurance covers routine health checkups
- To provide a death benefit in the event of your pet’s accidental death
Did you know that some employers are offering pet insurance as part their benefits package?
Check out the link below.
http://fortune.com/2016/06/23/pet-insurance-is-now-the-coolest-employee-benefit/